46
The Legislative and Regulatory Environment for Bankruptcy Heading into 2023
12/15/2022 08:00 AM Posted by: AIS
Credit usage has increased, interest rates continue an upward climb, and inflation stands over 7 percent for the year. But over the last month, there have also been numerous developments in the election and government policy spheres that could impact bankruptcy filing rates going forward. Here are just three developments that may be worth considering.

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45
Bankruptcy Filings Continue to Creep Ahead of Last Year’s Pace
12/09/2022 08:00 AM Posted by: AIS
Tis the Season to spend, spend, spend. And our fellow Americans did their part to buoy the demand-side of the economy with record holiday spending on Black Friday. With the credit card bills not coming due until next year, and with foreclosures soon pausing in the run-up to the holidays, it should be less urgent for consumers to file bankruptcy over the next several weeks. November bankruptcy filings nonetheless followed the pattern of the past several months by creeping ahead of last year’s pace.

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